Construction of a Chemical Plant

Construction of a Chemical Plant SITE CONSIDERATIONS 5.1 Summary In this chapter, the aim is to give a clear view on the selected location along with the reason, explanation and the brief information about the site as well in order to construct a chemical plant. The main focus is all about the side consideration, which is to consider the most strategic location in terms of geographical factors. A strategic site must be found for a new project and the site and equipment layout need to be planned to ensure that the plant will be operate at its best condition to ensure the quality of the production of methanol. In addition, there a some factors must be considered first while selecting a suitable site such as location, raw material supply, transport facilities, availability of labour, availability of utilities, availability of suitable land, effluent disposal, local community consideration, climate and the last one is politic and economic consideration. As the conclusion, Gebeng industrial land, Kuantan which is located in Pahang Darul Makmur was sele cted as the site for the Iso-amyl Alcohol plant. Last but not least, the plant layout is also drawn as it is important in order to consider how the plant is build. 5.2 Introduction A preliminary feasibility study must be conducted and a suitable site must be found before start the plant construction. The location of the plant may have a crucial effect on the profitability of the plant and its operation. It is important to determine whether the Iso-amyl Alcohol plant is feasible to be built up or not in term of safety, environment impact controllability, the flexibility for the plant and the economic aspect as well. There are some factor that must be considered before build the methanol plant to make sure the operation will operate smoothly and to get the best quality of Iso-amyl Alcohol production such as location of area, raw material supply, transport facilities, effluent disposal, climate, availability of labour, availability of utilities, suitable land, local community and politic and economic. The manufacture of Iso-amyl Alcohol is classified as a petrochemical project. The plant must be located in a specialized zone provided by government. Three main loca tions that have been short listed to set up the proposed 100,000 metric ton/year Iso-amyl Alcohol plant are Senawang Industrial Estate, Negeri Sembilan, Pengerang Industrial Port, Johor and Gebeng Industrial Land in Kuantan, Pahang. The comparison table is given in Table 5.4. 5.3 Side Consideration 5.3.1 Location of Area Industrial area are typically situated outside the principle neighbourhood of a city. The range for the most part is given great transportation get to including street and rail. Separating the industrial region is to set aside modern uses from urban ranges so as to decreasing the ecological and social effect. It can likewise draw in more new business by giving a coordinated framework in one area. 5.3.2 Raw Materials Supply The supply of crude materials is a standout amongst the most essential figures choosing the area of a plant. Crude material supply is a critical angle that should be considered before beginning up a plant. As chemical process includes in change of crude materials to complete item, it is essential to have a plant that is situated close to where the supply of crude material is greatest. The principle preferences are to diminish the transportation cost of crude material furthermore lessening the capital put resources into storerooms. 5.3.3 Transport Facilities Transport facilities are vital for conveying the crude material to the plant and to disperse the completed items to the market. The basic of transport like street, rail and ocean ought to be accessible and close to the plant. A minor thought is the accessibility of air transport because of the impediment utilization of the transport. A decent transport facilities dont just guides the entire procedure, however can helps boosting the import and fare exercises. This by one means or another would create great economy for the nation. 5.3.4 Effluent Disposal Effluent disposal, be it in fluid, strong or vaporous are a noteworthy worry in planning a plant. There are very extreme limitations on waste transfer and these vary with a specific area. It is mandatory to consider the allowable resistance levels for water, land and air dispersal. The site chose need sufficient and successful transfer framework for dealing with the effluents, for example, the seepage frameworks and dumping site. Waste water should be dealt with before diverted to open channels to stay away from any ecological issues. The cost of the emanating treatment ought to be considered too since ordinarily it will be high. 5.3.5 Climate It is essential to decide the climatological figures around the site region before beginning up a plant. The atmosphere can have a vital bearing on the financial operation of a procedure. Malaysia climate profits by a tropical atmosphere with both high temperature and moistness consistently. Data on the example of precipitation and frequency of high wind or substantial tempests ought to be considered. In selecting a site inside a picked area, the local history ought to be checked first. Any natural incident like quakes or surge that has been happen should be noted. 5.3.6 Availability of Labour The plant ought to be put in an area where adequate work supply is accessible. Accessible labour from nearby specialized establishments will give an advantageous commitment to run the plant easily. Despite the fact that the general pattern is for expanded computerization in concoction plant , notwithstanding staff and designing work force ,the procedure still need a huge work compel, particularly where a move framework in an operation. It is critical for finding the plant to consider the contending businesses, the ability and knowledge of specialists and the turnover rate. 5.3.7 Availability of Utilities Utilities is currently by and large utilized for the subordinate administrations required in the operation of any production procedure. Power required for electrochemical processes, engines, lightings and general utilize. Steam for the procedure warming and it is required for the procedure is produced in the tube boilers utilizing most monetary fuel. Likewise, water additionally is required for general utilize in light of the fact that the water required for the broadly useful will be taken from nearby source of water. 5.3.8 Suitable Land For the proposed plant and for future extension the appropriate land will be accessible. The land ought to be all around depleted, in an ideally flat and have reasonable load bearing limit. To decide the requirement for other uncommon establishment a full site assessment ought to be made. Moreover, it ought to be accessible with low cost too. To decrease the aggregate speculation and development cost, the land cost ought to be prudent as could be expected under the circumstances. However, in any case, the land cost relies on upon the area and it might changes without any notice. The area must be safe that it doesnt force extra hazard to the community. 5.3.9 Local Community The plant local group must be able to provide adequate facilities to the plant personnel, for example, schools, banks, lodging and recreational social offices. Other than that, the proposed plant must fit in with and be worthy by the nearby community. Full thought must be given to the protected area of the plant. With that it doesnt force a noteworthy extra hazard to the community. 5.3.10 Politic Economic Capital grants, charge concessions, and other prompting are regularly given by government to guide new venture to preferred area, for example, areas of high unemployment. The accessibility of such concedes can be the abrogating thought in site selection. 5.4 SIDE SELECTION Table 5.4: Side selection between Senawang Industrial Estate, Negeri Sembilan, Pengerang Industrial Port, Johor and Gebeng Industrial Land in Kuantan, Pahang. Selection citeria Senawang industrial estate, negeri Sembilan Pengerang Industrial port, Johor Gebeng Industrial land, Kuantan, Pahang Location 5km from Plus HighWay Senawang 9km from Lekas Highway 13km from Seremban 45km from Johor Bharu 8km from Johor Port 40km from Kuantan Town Next To Palm Oil Industrial Cluster (POIC) Kuantan Port about 10 km away, and Kemaman Port, about 45 km away Types of Industries Medium industry Agriculture industry Petrochemical industry Petrochemical industry Area of available 8.63 hectars 12.14 hectars Min. 3 acres, to max. 250 acres. Land Price RM 12 000 000 RM28.00 per square feet RM 36 590 400 RM20.00 per sq.ft RM 2 613 600 for min. 3 acres Feedstock Pentane from: Shell Refining Company (federation Of Malaya) Berhad, Batu 1, Jln Pantai, Port Dickson, Malaysia Chlorine and NaOH from: CCM Chemicals Sdn Bhd(159498-A), Lot PT 200, Jalan Asam Jawa 16/15,Off Persiaran Kemajuan, 40200 Shah Alam, Malaysia Pentane from: Shell Refining Company (federation Of Malaya) Berhad, Batu 1, Jln Pantai, Port Dickson, Malaysia Chlorine and NaOH from: CCM Chemicals Sdn Bhd(159498A), Pasir Gudang Factory Plot 411, Kawasan 4 Jalan Perak1 Pasir Gudang Industrial Estate 81700 Johor Bharu, Malaysia Pentane from: Shell Refining Company (federation Of Malaya) Berhad, Batu 1, Jln Pantai, Port Dickson, Malaysia Chlorine and NaOH from: Malay-Sino Chemical Industries Sdn Bhd Lot PT 4406, Kawasan Perindustrian Teluk Kalong, 24000 Kemaman, Terengganu, Malaysia. Water Supply Syarikat Air Negeri Sembilan (SAINS) Syarikat Air Johor (SAJ) Semambu Water Treatment Plant Energy Source TNB seremban IPP YTL Power generation Sdn.Bhd (404MW) Sultan Iskandar Power station TNB Johor Bharu TNB TanjungGelang, Kuantan. (800Mw) Transport Facilities Railway Main station bus seremban Main highway to kuala lumpur, port Dickson and Malacca. About 45min from international airport klia Johor port Near to jalan kota tinggi main road Facing Gate 2 Rapid new main road 80 km from Johor Bahru Sultan Ahmad Shah Airport, Kuantan,36km away Kuantan Port about 10 km away Kemaman Port,45 km away Kuantan-Kerteh Railway Linking the Kerteh Industrial Area and Kuantan Port to its right Other Facilities Nearby police Station and fire station Bank Nearby to seremban city Bum boats and ferry operate between Changi Point Ferry Terminal (Changi Village) and Pengerang daily. Kuantan-Kerteh Railway Linking the Kerteh Industrial Area and Kuantan Port to its right. 5.5 PROPOSED SITE 5.5.1 PROPOSED SITE Figure 5.5.1: The proposed site of plant in Gebeng Industrial Land, Kuantan Pahang Figure 5.5.2: The proposed site of location plan in Gebeng industrial land via google image. Figure 5.5.3: The proposed site plan of plant location in Gebeng industrial land via constructed map After doing some consideration based on several factors, Gebeng Industrial Land, Kuantan, Pahang had been choosed due to its competitive advantages compares to Senawang Industrial Estate, Negeri Sembilan and Industrial Port Pengerang, Johor for iso amyl alcohol plant setup and production. Taking the best economic scenario into account the plant life, the location have been chosen based on several criteria such as operational cost, market price , the availability of raw material sources, transportation and capital cost. Gebeng Industrial Land is prepared land ready with infrastructure, located In Gebeng Industrial estate, the main industrial area in Kuantan, Pahang. The Gebeng Industrial Land is a thriving hub of commercial activity where numerous multinational corporations in the petrochemical sector are based at. Generally, industrial land must be undivided and of regular shape, completely flat, close to industrial power, water and drainage supplies, and well serviced by transportation infrastructure. Therefore, it is identified to fulfill all the characteristics needed for the proposed site of constructing this petrochemical plant, which is Iso-amyl alcohol plant. The main reason for the selection is the availability of land with availability from 3 acres to 250 acres with the price about RM 20.00 per sq. ft which is affordable price with strategic location. Furtheremore, with a great development phases there, it was located strategically which is located next to Palm Oil Industrial Cluster (POIC) and in close proximity to the Malaysia-China Kuantan Industrial Park (MCKIP). Besides that, it also located only nearby to Petronas Gas Berhad Centralised Utility Facility (PGB CUF) and Gebeng Railway Yard that located to its left side. Moreover, the Kuantan-Kerteh Railway that linking the kerteh industrial area and Kuantan Port only located to its right making this land more strategically to build our plant there. The availability of raw material nearby the plant are suitable for the production in terms of saving the cost operation. Basically, the raw material was supplied by two suppliers which is one from Port Dickson and another one from Kemaman, Terengganu. Shell Refining Company (federation Of Malaya) Berhad in Port Dickson was chosen to supply pentane and Malay-Sino Chemical Industries Sdn Bhd in Kemaman, Terengganu was chosen to supply chlorine and NaOH to plant. Furthermore, in order to ensure the raw material always in stock, Qingdao Eastchem inc located in China also chosen to supply the pentane. Basically, the price of pentane is cheapest in China about 1000 dolar per metric ton, but the total price to supply to plant need to consider likes transportation process of this material. The raw material will be shipping from China to the port Kuantan, Pahang in bulk quantities. Then the material will be send by cargo truck services from port to the plant. Besides that, the transport of materials and products to and from the plant will be an overriding consideration in site selection. If practicable, a site should be selected that is close to at least two major forms of transport like road, rail, waterway (canal or river), or a sea port. The least expensive method of shipping is usually by water; the most expensive is by truck. Road transport is suitable use for local distribution from a central warehouse. For long distance transport especially for bulk of chemicals, rail or airway transport is suitable transport use in term of saving costs and cheaper. Besides, for convenient and efficient for the movement of personnel and essential equipment and suppliers, air transports is the main transport facilities use. Gebeng industrial land is easily accessible by road via the East Coast Expressway connecting to Gebeng By-Pass and Kuantan By-Pass. It is also near the Sultan Ahmad Shah Airport, Kuantan, about 36km away and Kuantan Port about 10 km away as well as Kemaman Port, about 45 km away. Besides that, Kuantan-Kerteh Railway Linking the Kerteh Industrial Area and Kuantan Port located only to its right, makes it located more strategically. The main requirement for every plant and industry is the availability of electricity. It is the most important utilities to plant for every activity such as production, run of equipment or activities in the office. It supposed to have electricity with minimal impact to its surrounding and environment. Some industry generates their own electricity by their own generator but in most industry and plant in Malaysia, the electricity is provided by Tenaga Nasional Berhad (TNB). The main electricity supplier in Gebeng Industrial Estate also Tenaga Nasional Berhad (TNB). The electricity supply provided by TNB for Phase I and II is supported by its 132/11kV main intake and for Phase III, two sources of electricity supply are available which Centralised Utility Facilities (CUF) and 12/275kV main intake. Water also one of the most important component in industry either fresh water or water used in equipment. The water is required for large industrial as well as general purposes, starting with w ater for cooling, washing, steam generation and as a raw material in the production of ethylene glycol. The water supply in Gebeng Industrial Estate is supplied from the Semambu Water Treatment Plant. The current capacity of water supply is 2MG/D. The Government of Pahang is committed in ensuring an efficient water supply in Gebeng. The steps that have been taken are by increasing the water supply to 64 MG/D, build a building of a new 200 acre dam in Sungai Lembing, Kuantan as well as build a building of new pipes and water tanks in Gebeng Industrial Estate. Last but not least, the main telecommunication supplier in Gebeng Industrial Estate is Telekom Malaysia. They provide state-of-the-art facilities and services such as Integrated Systems Digital Network (ISDN), digital line, MAYPAC, Internet and video conferencing. For fire fighting facilities, the Pahang Fire and Rescue Department is located near Gebeng in order to handle any emergencies. In addition, located within the vicinity of Gebeng is Petronas Centralised Emergency Facilities. Both stations are equipped with HAZMAT (hazardous material) facilities. Another services provided is the Gebeng Emergency Mutual Aid (GEMA), a voluntary crisis management organisation, set up from an alliance between Government agencies and private manufacturers in Gebeng. The main objective of GEMA is to execute proactive action and they also offer expert services to counter emergencies.

An Explication of Do Not Go Gentle into That Good Night Essay

An Explication of Do Not Go Gentle into That Good Night In this poem Thomas makes a very personal appeal to his father as the latter approaches death. He pleads with him not just to surrender to death but to fight death as long as possible. His plea also becomes universal as Thomas addresses also all other people approaching death, not to accept death as inevitable, but rather to fight against dying. Whether men have been strong or weak throughout their lives, they should still make a stand at the end. Different men approach death in different ways, but no matter what their approach, they should fight against loss itself. Stanza analysis Stanza 1 Line 1 is a repetition of the title of the poem - a line which is repeated four times in the poem. The repetition is functional as it emphasises the theme of the poem: not to accept death without fighting it as long as possible. In stanza 1 three different phrases are used to denote the idea of death namely good night; close of day and dying of light. The poet is very defiant: he emphasises the fact that man must fight. In this stanza the emphasis is on elderly people, " Old age" (line 2). Even elderly people, his father in particular, must not just accept the coming of death gently, but they should still fight it. Also note the contrast between "night" and "light", the rhyme words in stanza 1. Man is entering the night and leaving the light. Stanza 2 In this stanza the emphasis is on " wise men" (line4). Wise people as they approach death, they realise death is something that cannot be avoided: "know dark is right" (line 4).They regret death because they feel their words have not been good enough to light up the lives of others; their opportunity to m... ...ven a hint of what might have been. This is no more than a fleeting glimpse, just as a meteor that shines for a moment and then is gone." Blinding sight" is an example of oxymoron which is a combination of contradictory words placed side by side but which intensifies rather than detracts from the point to be made. Also note the contradiction in the simile " Blind eyes could blaze like meteors and be gay". Stanza 6 In this stanza the emphasis is on the poet's father. It is important to him that his own father resists death with all the strength available to him. "sad height" refers to his old age. His father is asked to shed " fierce tears" in order to give himself a chance of a few more days/ months/ years of life. The theme of the poem lies in the final two lines: " Do not go gentle into that good night Rage, rage against the dying of light."

Pie Chart

Presentation Notes Cameron, highlighted in blue are things that need to be added to the powerpoint. Slide 1 – Landing Page (Sarah) †¢   UFC graphics Logo Slogan †¢   Consulting Firm Name & Slogan – †¢   Group Members Slide 2 – Background (Sarah) †¢   Ultimate Fighting Championship ® (UFC ®), started in 1993 as a professional mixed martial arts (MMA) organization. †¢ In 2001 UFC was purchased by Zuffa and restructured MMA into a highly organized and controlled combat sport †¢ Response to the UFC brand of MMA has been tremendous, resulting in a growing fan base that has developed steadily through the years.Slide 3- Background (Sarah) †¢   UFC is the worldwide benchmark for Fight Entertainment industry †¢   They lead the global mixed martial arts industry with 90% of market share Insert graphic here of MMA market share Slide 4- Market Share (Sarah) Insert PPV Breakdown chart here ADD PIE CHART HERE * UFC has de clined in PPV market share (within the fight entertainment industry) from 57% in 2010 to 51% in 2011. What to say: Slide 2: Background The Ultimate Fighting Championship (UFC) was created in 1993 as a medium to display multiple forms of martial arts and classify the most effective fighting style in a real life fight.Mainstream exposure damaged consumer perception of the product due to the violent and â€Å"no-rules† nature of the sport; and as exposure languished, so did profits. The company struggled to gain television exposure and found itself competing with professional wrestling, which is staged fighting, and traditional fighting programming such as boxing and martial arts tournaments. However, by 2003, UFC came under new management who wanted to change the strategic course of the company. Management saw the opportunity to rebrand itself from a sport to a sports entertainment organization categorized as â€Å"fighting†.It installed a new set of rules – elimi nating hair pulling, head butting, groin strikes and other dangerous maneuvers from the matches. Zuffa the parent company of UFC has given consumers an innovative option for fight entertainment. UFC blends the athleticism of boxing and mixed martial arts, the production value and character creation of professional wrestling, along with the drama of reality television into one unique product. Response to UFC has been very successful and fan base has been consistently growing for the past several years.Slide 3: Background The results have been very visible. UFC has now become a billion dollar empire that reaps profits from PPV, merchandise, and live events. It has grown progressively and through acquisitions it has become the industry leader and benchmark in the fight entertainment industry. By 2009, it was estimated that the UFC had captured 90% market share of mixed-martial arts entertainment. Slide 4: Market Share Even though UFC holds the majority of the MMA market share it barely contributes over half when talking about the PPV industry.Like the term â€Å"pay-per-view† suggest, you pay to view an event whether it be a live event or movie. Live events are segmented into more narrow of categories such as concerts, professional sports and college sports. UFC is listed under MMA PPV, which is considered as a fight entertainment, a sub-category of professional sports. In 2010 UFC held strong with having 57% of the market share of PPV in the fight entertainment industry. However one year later in 2011 it dropped to only having 51% of the PPV market share within the fight entertainment industry.

The Sydney Harbour Bridge essays

The Sydney Harbour Bridge essays _The Sydney Harbour Bridge_ At one stage of Australia`s history Sydney was two cities,on the south shore lived 600,000 people and on the north shore lived another 300,000 people.People would either travel to and fro by ferry or go via the Gladstone Bridge which would take several hours.The problem of linking the sides had seemed too expensive to resolve until 1922. In 1922 the New South Wales parliament got serious and passed the Sydney Harbour Bridge Act, world bridge builders were then invited to submit designs and approximate costs ,for what would become the Sydney Harbour Bridge.These designs had to meet requirement set down by government engineers. The building of the bridge would be closely supervised by J.J.C. Bradford. Dorman, Long and Company won the contract to build The Sydney Harbour Bridge one of the winning features was that the bridge was to be built using mainly Australian materials.Dorman, Long`s bridge was to be a two hinged steel arch bridge, with five approach spans on either side , the total lenght would be 1149meters and it would cost the government 4,217,722 pounds (250 million) The main span of the Sydney Harbour Bridge would be two steel arches 30 meters apart each arch is a truss,which means it is made up of steel , made in the shapes of triangles . Triangles are very strong and cant't be pushed out of shape like squares. The roadway is hung of the arches ,at the end of each arch is an abutment ,which stops the arches from spreading outwards.On the top of each abutment is two towers which are there for decoration and does not hold any of the bridges weight.Five pairs of smaller trusses are at either end of the brigde and these are supported by concrete piers ,which extend the bridge over low-lying land at each end. The excavations for the Sydney Harbour Bridge began in January 1925,the first stone was laid on the 7 October 1925 ,although the stone surrounds were only to m...

How to Design a Pen Pal Program for Your Classroom

How to Design a Pen Pal Program for Your Classroom A pen pals program is one of the most fun ways to give your kids a real-life lesson in Social Studies, Language Arts, Geography, and more. Begin working on pen pals with your students as early in the school year as possible, so that you can maximize the number of letters that the participants can exchange. The Benefits of Pen Pals Pen pal relationships offer a number of significant inter-disciplinary benefits for your students, including: valuable practice at writing letters in the proper format (Language Arts standard)increased awareness of societies and cultures from around the world (can be tied into Social Studies, Geography, and more!)a chance to maintain ongoing communication with people who live far awayincreased odds that your students will continue to be letter writers for the rest of their lives Email or Snail Mail? As a teacher, you must decide if you want your students to gain practice at writing traditional letters or at composing emails. I prefer to use pencil-and-paper pen pals because I want to contribute to keeping the lost art of traditional letter writing alive. Youll want to consider: the grade level you are teachingthe availability of computers at your schoolthe level of computer literacy of your students Finding Pen Pals for Your Kids Using the Internet, its fairly simple to find enthusiastic counterparts from around the world who would like to partner up with your classroom. Post an announcement on an education-related Message Board. Simply put the word out about where you are, the grade level of your students, and what kind of pen pal relationship you seek. Every summer, our Message Board bustles with pen pal activity, so it should be fairly easy for you to partner up.Sign up with a Pen Pal matching service. For example,​ ​International Pen Friends shuns email pals in favor of keeping the art of traditional letter writing alive. Fill out their School Class Application Form and, for a fee, youll be matched up with other interested students from around the world. ePALS is one of the largest email pen pal sites, so its definitely worth a visit if you want to go the email route. Keep Pen Pals Safe and Secure In todays society, you need to take extra precautions in order to keep activities safe, especially where children are concerned. Read Internet Safety Tips for Kids in order to minimize the risks involved with pen pal communications. You should also read through the letters your students write to make sure they arent giving away any personal information, such as their home addresses, or family secrets. Its better to be safe than sorry. Get Connected and Get Started As your Pen Pal program continues, one of the keys to success is keeping in close contact with the teacher you are working with. Drop him or her a quick email to let them know when they can expect your letters to arrive. Determine ahead of time if you are going to send each letter individually or in one big batch. I would recommend sending them in one big batch just to keep it simpler for you. Explore the wide world of Pen Pal resources on the web and get ready for a school year full of new friends and fun filled letters. No matter how you choose to design your classrooms pen pal program, your students are sure to benefit from the interactions you facilitate.

Investment Portfolio for the Susan Griffin Case Study

Investment Portfolio for the Susan Griffin - Case Study Example According to Susan's listing, her nondiscretionary expenses include utility bills, automobile expenses, and medical insurance. She notes that these expenses will be difficult to cut down since regardless of the turn in her business ventures, she must continue leading a comfortable life. However, she acknowledges that there are possibilities of reducing expenditure on some of her nondiscretionary items including holiday gifts and clothes. Other items that she opted to reduce spending on included her discretionary expenses that included the travel, membership, and occasional purchases. Additionally, she may as well forgo the expenses accrued in the tax-deductible expenses including charitable giving and property taxes. After determining the assets, it would be vital for Griffin to determine the appropriate asset allocation. This is usually the most challenging step since it is associated with varied risks; however, it is worth noting that high risk usually results in high returns. None theless, it is advisable for Griffin to allocate her assets in different ventures so that she may spread the risks (Elton 707). Her current financial needs are quite high; therefore, it would be for investments into businesses that will have equivalent or higher returns.   The greater return possibilities usually come at greater losses risk expenses. This is usually determined by risk/return tradeoff. Therefore, it would be appropriated for Griffin to subdivide her liquid asset into the degree of risks. Ventures that are associated with high risks must have higher percentages of her investment. From the list of her appreciate selections, the High – yield bonds or the â€Å"junk† bonds should be the first priority since they are issued with companies associated with relatively high credit risks. The company should be allocated fifty percent of the total investment followed by investment – grade bonds which should be allocated 35 percent. The investment grade bo nds are noted to be supplied by high credit quality companies; however, such companies have less liquid compared to treasury security. The rest of the investment should investments in the U.S. Treasury bonds (Reilly and Brown 88). This company is not associated with credit risks and has it is very liquid; hence, they are easy to buy and sell. The latter company ventures less into a risky business; thus, it is unlikely to make much profit.   It should be noted that Griffin was worried about active involvement into the business, these investment types will keep her active by monitoring the movement of these three stock markets and with the advice from her brokers, she will know when to sell and buy the same with return maxim. Through these investments, Griffin will maintain her monthly expenditure and still lead a comfortable life.

Environmental Quality Essay Example | Topics and Well Written Essays - 750 words

Environmental Quality - Essay Example There have been many government funded agencies which have helped to do testing and figure out ways in which to improve our ecosystem. Minnesota has always been on the forefront in environmental safety. Interestingly enough, one of my teachers has joined the board who helps to decide how many and what types of products must be purchased which are deemed environmentally safe for our state. They help to set guidelines on what kinds of materials can be used and how much must be spent on environmentally safe products versus unsafe products. These are only a few of the things done to help improve the quality of the environment around our area. Local groups have been organizing clean up days and if you ever stroll down Minneapolis, you'll notice how amazingly clean it has become. In fact, sometimes when I take the bus and check out downtown Minneapolis, I barely see a newspaper thrown on the ground somewhere. There are, however, many different things which can be done to help improve the environmental status of the Twin Cities. For instance, increase recycling announcements could be made. Many people I know don't even know where to drop off their items which can be recycled. Bulletins and fliers could be produced and distributed around apartments and dropped off at people's houses with numbers to call an addresses for places to drop off their waste materials.